SOSO CARE
MLC Voyager | SOSO CARE
SOSO CARE is a health insurtech company transforming how millions of people in communities in Nigeria access and pay for healthcare. Through our technology-driven health insurance, Care Now, Pay Later financing, and Health for Trash model, we enable low- and middle-income families to access quality healthcare, diagnostics, medications, and insurance regardless of income while addressing the challenges of healthcare affordability, financial exclusion, and low insurance penetration.
75,000 Lives Impacted
SOSO CARE is improving healthcare access and financial resilience for underserved communities across Nigeria by removing the upfront cost barriers that prevent millions of people from seeking medical care. As a health insurtech company, SOSO CARE leverage technology, embedded financing, and digital infrastructure to drive health insurance adoption and make healthcare more accessible for low- and middle-income populations. Through their “Care Now, Pay Later” model, patients can access diagnostics, medications, hospital treatment, and preventive healthcare immediately while spreading payments over time in affordable installments. This reduces delayed treatments, prevents avoidable health complications, and protects families from catastrophic healthcare expenses.
SOSO CARE’s Health for Trash initiative has also created strong social and environmental impact by enabling vulnerable households to exchange recyclable waste for health insurance premiums and healthcare access. This model promotes cleaner communities, increases environmental awareness, and expands healthcare inclusion for families traditionally excluded from insurance systems.
To date, SOSO CARE have built a network of over 3,000 partner hospitals, pharmacies, diagnostic centers, and healthcare providers across Nigeria, significantly expanding healthcare reach and accessibility. By combining technology, community engagement, and innovative financing, SOSO CARE are building scalable healthcare infrastructure that improves livelihoods, strengthens financial protection, and advances universal health coverage across underserved communities.
The Innovation
SOSO CARE is a health insurtech company focused on enabling millions of people to access quality healthcare irrespective of income. In Nigeria, where over 90% of the population lacks health insurance, SOSO CARE are transforming how low- and middle-income families access and pay for healthcare. Through their “Care Now, Pay Later” model, SOSO CARE enable patients to receive diagnostics, hospital treatment, medications, and preventive healthcare immediately while paying in affordable installments over time.
SOSO CARE combine embedded healthcare financing, AI-driven risk assessment, and community-based distribution systems to remove the financial barriers that prevent millions of people from seeking timely medical care. In addition, through their “Health for Trash” model, underserved households can exchange recyclable waste for health insurance premiums and healthcare access, creating a sustainable pathway that links environmental action with healthcare inclusion.
By partnering with hospitals, diagnostic centers, pharmacies, and healthcare providers, SOSO CARE are building an inclusive healthcare infrastructure that expands access to underserved communities, particularly women, low-income workers, and families excluded from traditional insurance systems.
About SOSO CARE
SOSO CARE is a leading emerging micro mobile health insurance startup founded in 2019, using innovative approach to bring health insurance to millions of people who never had it before by enabling them to pay for a health insurance with recyclable waste. SOSO CARE have operations running in Portharcourt, Kaduna and Aba, Nigeria.
